Skip the fads, look to the classics

With the job market so much in flux these days you’ve been careful to make hay whilst the sun was shining. You’ve been careful to diversify your investment portfolio with a mix of higher return, though riskier ventures and also the old reliable fixed term savings accounts – and you are so glad you did!  

Yeah, the fish farm was an intriguing prospect but thank goodness you didn’t risk all. It seems as if every year you’re approached with a great new plan to make a bundle but the only financial guarantee you’ve ever trusted has been that fixed term account. It doesn’t have a lot of bells and whistles, yet also doesn’t require any hand-holding. It does what it promises to and kindly provides you with a tax-free solution for getting more value per pound. And when you think of all the other crazy schemes, this savings account feel a good bit like coming home.

No doubt there are plenty of new-fangled ways to make money – and even more ways to lose it. But with the state of the world these days you are incredibly pleased that you didn’t turn your back on a classic. With your fixed term savings account you know it works as a steady, reliable option – and what’s more, it’s working for you. So let you brother sign up for that company selling organic fish food to failing fish farms; you’ll stick with what you know will work. She isn’t the shiniest ride on the block, but she’s a runner!