A secured car loan allows you to take advantage of the lower interest rates, but be aware of your obligations here. Most likely you will be using your home (or indeed your car) as security toward your borrowings so, if you cease making your repayments, then your lender can use your home to recover their money loaned to you. Purchasing a repayment protection policy,...

Do you need help coping with debt? Perhaps you have lost your job, or you can’t keep up with credit card repayments. There are several debt solutions available. Here are some hints to get by: Speak to your Lender Its vital that you speak to your lender as soon as you realise there is a problem.  If you can show them your income and regular outgoings they may...

When shopping for a car loan, it is important to know the definition of the terms you might encounter. Being aware of these terms will help you better negotiate how much you will pay, and understand the dealer’s pricing of the car. Annual Percentage Rate, or APR, is the most important term to know. This is the yearly cost of your loan, and is similar to an...